Definitions
Serious Injury
Definition of Serious Injury
means an injury which is sustained by a person in an accident and which:
1. requires hospitalization for more than 48 hours, commencing within seven days from the date the injury was received;
or
2. results in a fracture of any bone (except simple fractures of fingers, toes or nose);
or
3. involves lacerations which cause severe heamorrhage or nerve, muscle or tendon damage;
or
4. involves injury to any internal organ;
or
5. involves second or third degree burns, or any burns affecting more than 5 per cent of the body surface;
or
6. involves verified exposure to infectious substances or harmful radiation.